Here at Strategic Innovative Finance, you’re in good hands​

We work with our clients which are situated all over the UK, applying innovative solutions in order to deliver a strategic plan of action. This approach tends to create a competitive advantage for our clients. We have over 30 years experience in the industry and use all this experience to help our clients achieve their objectives and goals.
Colin Gay
Managing Director, Strategic Innovative Finance

Client Testimonials

“As a private sector landlord with properties mainly in London I have been using the services of Colin Gay at Strategic Innovative Finance in Dunblane for about 14 years. He has a wide knowledge of the mortgage markets across the UK and the detail of the products they offer. He has an enabling approach and is always cheerful and helpful without applying any pressure to buy. Following his advice has made me a lot of money and helped me build a successful business over the years”
Richard Johnstone
A Place to B
“During the years we have used the services of Colin Gay at Strategic Innovative Finance Ltd, Dunblane, we have found it to be outstanding. As Landlords in the Private Sector with a property portfolio in Surrey and Hampshire, Colin’s knowledge of available Mortgage products is second to none. All our questions and queries are dealt with in a timely and comprehensive fashion. We feel very well looked after and have a high level of trust in Colin and Strategic Innovative Finance. To summarize, a very professional and competent service we have no hesitation to recommend.”
Barry and Tina Grinstead
Private Sector Landlords
“I have been recommending Colin at Strategic Innovative Finance to my 15,000 property investor client database for over 16 years, all of whom, without single departure, have been exceptionally pleased with the advice, service and products provided. Further, all my personal mortgages have been handled by Colin and, over the years, I have saved countless sums in the process, through Colin’s expert recommendations, possibly running to hundreds of thousands of pounds. Colin is a pro, a gem and a gentleman, for whom I have the utmost respect. And thanks.”
Jonathan Willis
"We have been using using Colin at SIF for the last 8 years or so. We have found Colin to be extremely knowledgeable, creative and thorough in his work. He has saved us literally thousands of pounds over the years with refinancing and restructuring our lending, even on our own house. He sees ways to release money, reduce debt on other parts of my portfolio and better manage our entire range of property both commercial and residential. Whenever we need help with our lending, Colin is our first call and he is very persistent and determined to get us the best deals. We would give him and his business 5 stars without hesitation."
Nigel and Maria Kennedy
45 Residential Units & 18 Commercial Studio Flats
"Mandy and myself are Directors of a UK based limited company offering scientific consultancy. Innovation is an important aspect of our work. For over 20 years, we have invested in a portfolio of residential rental properties scattered throughout Worcestershire, Gloucestershire and Cornwall. Colin at Strategic Innovative Finance is a key provider of timely and trusted advice with expert knowledge. His innovative solutions are especially noteworthy and professionally implemented with patience, persistence and sheer dogged determination. He is unreservedly recommended."
D & M Wynn
Property Landlords
"I have known of Colin at 'Strategic Innovative Finance Ltd' since the early 2000s, as he was the 'go to' mortgage broker in a business newsletter. In 2009 I rang Colin as I wanted to invest in a Buy To Let (BTL) property. I thought I knew about numbers, but when I put the phone down I had to sit down, as Colin had downloaded so much new knowledge into my brain. I then realised why he was, and still is, my 'go to' mortgage broker. I still learn from him, even in 2020. However, apart from his extensive mortgage market knowledge and network of financial contacts, he has also become a good friend. He is down to earth and a pragmatic man. He's a Scot through and through and so being a Yorkshireman we share many common talents. Thanks to Colin, I now have a portfolio of 17 BTLs, and it is still growing, and I'm one of his smaller portfolio clients!"
Phil Drake
Property Landlord

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