Life Assurance for Mortgage and Family Protection
The purpose of life insurance is to provide financial protection to surviving dependents after the death of an insured. It is essential for applicants to analyze their financial situation and determine the standard of living needed for their surviving dependents before purchasing a life insurance policy.
Have you compared the cost of your life assurance recently? When did you last review your life assurance premiums?
Why not ask us to compare the cost of your life assurance and we may be able to save you money or improve on the cover and benefits you currently have in place.
Why compare the costs?
Premiums have dropped in recent years.
Easy to arrange over the phone.
We do not charge you any fee.
We source cover from leading insurers including:
Legal & General; AVIVA; Bright Grey; Friends Provident; AXA; PruProtect; Zurich; Aegon Scottish Equitable; Scottish Provident; Liverpool Victoria & Synergy.
Not sure which type of Life Assurance is right for you?
Provides a fixed lump sum payment should you die within a specified period. You choose the amount of cover you want and how long you would like the policy to run for. If you die during the policy term your insurer will pay the amount you are covered for. If you set up a joint policy (one policy to cover two people) the amount of cover is paid out on the first death. The policy stops when a claim has been paid. These policies have no cash in value at any time.
Provides a specified lump sum payment should you die or suffer a critical illness within a specified period. You choose the amount of cover you want and how long you would like the policy to run for. If you die or are diagnosed with an earlier critical illness during the policy term your insurer will pay the amount you are covered for. The types of illnesses covered include Heart Attack, Stroke, Cancer and Multiple Sclerosis (the full list of illnesses covered are detailed by the insurers in their key features document which is available on request). If you set up a joint policy (one policy covering two people) the amount of cover is paid out on the first claim. The policy stops when a claim has been paid. These policies have no cash in value at any time.
Providing a decreasing lump sum payment to cover your outstanding mortgage, should you die within the specified period. You choose the amount of cover you want and how long you would like the policy to run for. The amount of cover reduces each month during the policy term and is calculated to be enough to equal the capital outstanding under a normal repayment mortgage. If you die during the policy term your insurer will pay the calculated amount of cover at that time. If you set up a joint policy (one policy to cover two people) the amount of cover is paid out on the first death. The policy stops when a claim has been paid. These policies have no cash in value at any time.
Providing a decreasing lump sum payment to cover your outstanding mortgage, should you die or suffer a critical illness within the specified period. You choose the amount of cover you want and how long you would like the policy to run for. The amount of cover reduces each month during the policy term and is calculated to be enough to equal the capital outstanding under a normal repayment mortgage. If you die or are diagnosed with an earlier critical illness during the policy term your insurer will pay the calculated amount of cover at that time. The types of illnesses covered are Heart Attack, Stroke, Cancer, and Multiple Sclerosis (the full list of illnesses covered are detailed by the insurers in their key features document which is available on request). If you set up a joint policy (one policy covering two people) the amount of cover is paid out on the first claim. The policy stops when a claim has been paid. These policies have no cash in value at any time.