What We Do

We offer our clients throughout the UK independent financial advice on an extensive range of services to suit your every need.

Our Services

From Buy to Lets to Development Finance, we know it all. With over 30 years experience in the industry, we can help you achieve your goals.


Here at Strategic Innovative Finance, you're in good hands. If you want to know more about us, read our customer stories here.

Contact Us

If you would like one of our advisers to get in touch, please complete the form with your contact information and we will be happy to help.

Our Services

Wherever you are in the UK, we can offer advice on the following services and products to assist you in achieving your objectives and goals.

Buy to Let

The Buy-to-Let mortgage market is a complex one so you need an adviser that knows their stuff – we've more than 30 years experience in the industry so you can be sure that you're in safe hands.

Residential Mortgages

Finding the right mortgage is all important in the house-buying process and with over 30 years experience in the industry, we believe this gives our clients an advantage in achieving their objective.

Development Finance

Development Finance means you can arrange a residential development loan which is principally designed to finance house building projects.

Equity Release

Do you have a main residence with equity tied up in it and you are over 55 years of age? You don't need to have paid off your mortgage to do this and we can assist you by arranging for a fully qualified adviser to contact you to explain how it works.

Building and Contents Insurance

Are your Buildings or Contents Insurance due for renewal now or in the next month? Get a free quote and we will do the rest.

Light Refurbishment Buy to Let

The Light Refurbishment Buy to Let is a great solution when purchasing a property in need of refurbishment and obtaining a mortgage to carry out the work.

Furnished Holiday Let Mortgage

The Furnished Holiday Let Mortgage can allow you to achieve up to 3 times the income you currently receive as a buy to let.

Life Assurance for Mortgage

We can assist you with your Life Assurance requirements for Mortgage Purposes and Personal Family Protection.

Speak To Us

Contact us using the button below to speak with one of our expert advisers.

“As a private sector landlord with properties mainly in London I have been using the services of Colin Gay at Strategic Innovative Finance in Dunblane for about 14 years. He has a wide knowledge of the mortgage markets across the UK and the detail of the products they offer. He has an enabling approach and is always cheerful and helpful without applying any pressure to buy. Following his advice has made me a lot of money and helped me build a successful business over the years.”
Richard Johnstone​
A Place to B
"I have been recommending Colin at Strategic Innovative Finance to my 15,000 property investor client database for over 16 years, all of whom, without single departure, have been exceptionally pleased with the advice, service and products provided. Further, all my personal mortgages have been handled by Colin and, over the years, I have saved countless sums in the process, through Colin’s expert recommendations, possibly running to hundreds of thousands of pounds. Colin is a pro, a gem and a gentleman, for whom I have the utmost respect. And thanks."
Jonathan Willis

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